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Lara Newcomb's Articles

  • Ñontact Form Development
    Some contact forms can be confusing and frustrating for many people - which can lead to lost online sales. If someone is semi-interested in your products or services or is a hesitant shopper; any inconvenience in contacting you can turn them away - sending them directly to your competitors.
  • Hardwood Flooring Styles, Construction, and Colors
    Understanding where certain types of hardwood flooring can be used should be foremost in any selectionmaking in order to have a successful installation for years to come.
  • Proven Techniques For Series 6 Success
    The Series 6 is a tough exam, especially for those who find it is their first introduction to the world of securities. In this article, we'll give you six easy tips on how to approach the information and proven techniques for studying for and taking the test.

    Tip #1: Remember that 70% is the passing grade for the Series 6 exam. If a candidate focuses his or her preparation energies on the portions of the test that will have the greatest number of questions, the odds are much greater of a first-time pass.

    The questions on the exam are randomly selected for subject matter to meet the percentages prescribed in the NASD outline. There is no subject-matter pattern. The questions are however, selected for each person by level of difficulty. The first questions are those that have been statistically shown to be less difficult - most candidates got them right. The questions then become more difficult until midway thorough the test, when the level of difficulty drops steadily until the final question. Illustrated graphically, this would be a classic "bell curve," with the smallest portion of the questions - the most difficult questions - at the top of the curve.

    Tip #2: If a person gets all the easy and moderate questions right, he or she will pass. Read each question and all the answers thoroughly before making a decision. Don't rush to select the first answer that "looks" right.

    Tip #3: While studying for the exam, approach material as if you had been given the task of writing a test question on each subject. Using this approach to study will focus your attention on the essential information and help to prepare you for the questions you'll confront.

    Consider the following bit of information: Under the Investment Company Act of 1940, there are three classifications of investment companies; Face Amount Certificate Companies, Unit Investment Trusts and Management Investment Companies.

    Notice that there are three classifications of investment companies, and recall that the Series 6 exam always has four choices for each question, but the structure of the question could be in the A, B, C, D format, or in the Roman Numeral (I, II, II, IV) format.
    Tip #4: Don't spend too much of your preparation time memorizing formulas. Most people who take the Series 6 report one to three questions requiring the use of a calculator, so there are certainly a few math questions in the test. (The testing center will loan you a calculator for use in the exam, along with pencils and scratch paper.) It is tempting for many students to spend a great amount of their energy and preparation time in memorizing formulas - but don't be one of them. Recognize concepts. Work through the essential formulas in your practice questions so that you'll understand the concept. Memorization should not be your primary study technique.
    Tip #5: Use the "true or false" method in the process of elimination. When confronted by a Roman numeral (I, II, III, IV etc.) question, your first step should be the process of elimination.
    When you discover an answer that a response cannot be part of the right answer, look at the A, B, C, D choices. If the "wrong" answer is in one of the lettered choices, eliminate that choice. Often you'll find that you can eliminate two choices!

    Tip #6: In case of emergency, break glass! This tip is only for use if you encounter a question and are forced to guess. If the question is a Roman numeral question and all four responses seem to be correct, if all four choices are one of the available answers, choose that response. If the question is in the A, B, C, D format and the answer "all the above" appears - and you're forced to guess, pick "all the above." Interviews with people who've taken the test successfully indicate that these tactics work well when questions are on the subject of rules.

    A few words on scheduling your test:
    - If you are taking a class, give yourself two or three days after the class before sitting for the exam. Use this time to do as many questions as possible.
    - Don't schedule any other test for the same day. Many people are required to take the Series 6 and the Series 63. Give yourself every opportunity to pass both of these. The study methods are very different. Take a couple of days after the Series 6 to sit for the Series 63.
    One last word of advice: Write all your memory devices and "helpers" on your scratch paper before looking at the first question!
  • Home-Based Business Owners, You Need Insurance Coverage
    When you start a home-based business, buying insurance may not be your first priority, but you cannot afford to ignore it either. When the unexpected happens - and it will - having insurance coverage may mean the difference between the success and failure of your home-based business.
  • SAT Test Preparation Tips
    We also strongly encourage you to check your answers to the first questions as these are generally very easy and you should be able to quickly catch any dumb mistakes that would have otherwise cost you a "gimme" question.
  • Year-Round Clients For Your CPA Practice?
    Most accounting clients prefer a local accountant or CPA. Equally, the rivalry for accounting clients between firms is fiercest LOCALLY. And although the Internet, e-mail and accounting software have made it possible to deliver long-distance service in all matters financial, the fact remains that geographical proximity still rates highly within the criteria for choosing one's CPA and/or accounting firm.
  • California Life Insurance
    The first question you should ask yourself about life insurance is whether or not you really need it. The purpose of life insurance is to provide a source of income, in case of your death, for your spouse, children, dependents, or other beneficiaries.
  • Amtico Vinyl Flooring the luxurious choice!
    Ironically, Amtico is now a British-owned firm headquartered in London. They manufacturer extremely high-quality flooring, and their products are very popular in many markets throughout the world. Available in a vast array of designs, colors and textures, Amtico offers mixing and matching of designs for a personal touch
  • Simple Steps To Filing Your Car Insurance Claim
    Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal. Using the following seven steps to filing your claim will help you get over this speed bump as smoothly as possible.
  • Laminate Flooring Replaces Hardwoods
    Laminate flooring is popping up all over town, and why shouldn't they? They're less work, cheaper, easier to install, and come in a variety of colors and patterns.
  • Useful Tips For Effective Web Design
    Design your web site by following these tips and I guarantee that visitors will have a great first impression of your site.
  • How To Save On Homeowners Insurance
    The land under your house isn't at risk from theft, windstorm, fire and the other hazards covered in your homeowner's policy. So don't include its value in deciding how much homeowners insurance to buy.
  • Carpet Fibers
    There are a variety of carpet fibers available. We will educate you on the most commonly used fibers, and explain their advantages and disadvantages.
  • 7 Things You Can Do To Improve Your Online Marketing Presence
    To make progress, you must set time aside each day (or other regular time period) for marketing online. To that end, take a moment right now to block out time for online marketing over the next six months, beginning today.
  • Series 7 Exam Information and Requirements
    The Series 7 exam covers content such as corporate securities (stocks and bonds), municipal securities and U.S. government securities, options, direct participation programs, investment company products, variable contracts and federal securities laws.
  • Ten Tips For Smart Home Design
    Once you’ve made the decision to build rather than buy your next home, the biggest step after finding the right building lot is to design your future abode.
  • 4 Stages Of Web Site Graphic Design
    Typically, web site designs evolve. In the beginning, many web site owners become enamored with "bells and whistles" that, on the surface, might appeal to their target audience.
  • The Importance of Fashion Trends
    Fashion trends come and go, but a good fashion sense stays with you forever. Different people have different tastes in fashion, and while you may not always agree with them, they own up to their fashion sense with confidence.
  • Six Steps To Successfully Switching Financial Careers
    Breaking into the securities industry is incredibly difficult. Success takes years of study and work, followed by a few more years of "paying your dues". So, what happens if you finally reach the pinnacle, only to realize you've been climbing the wrong mountain?
  • Does The Health Insurance Quote You Get In California Help?
    In today’s world of dangers, it has become highly necessary to insure once health. Just the thought of medical and health care expenses can drive you crazy.
  • SAT Test Taking Tips For Teens
    Outlines a few basic preparation and test-taking tips to help high school students taking the SAT test do their best.
  • Choosing An Accountant For Your Small Business
    This article explains how accountants can assist your business and provides useful questions you should use to choose an accountant that truly can help your business grow, not somebody who just crunches the numbers.
  • 8 Things You Should Know About Auto Insurance
    Dealing with the ins and outs of auto insurance can be as tricky and confusing as trying to untie the Gordian knot. Although we can`t help you with the knotty Gordian problem, the following recommendations could help you figure out some of the more complicated points of auto insurance.
  • Graphic Design: Design Your Logo Like A Pro
    A logo is the image which represents a company or its product. It's function is to create a memorable, recognizable impression on the mind of a potential client or customer. A logo is essentially at the heart of a corporate identity.
  • Carpet Scams and Tricks
    Every industry has them. And in the carpet industry, we have a lot of them - those "less than respectable" people selling the product. There are more than a few scams, tricks and deceptions that take place in this industry
  • Cork Flooring Installation
    It cannot be stated and emphasized often enough that complete satisfaction and appreciation of Cork Decor flooring is directly dependent on proper installation. Cork flooring problems are not caused by the product itself but by improper installation practices
  • House Cleaning Checklist
    House cleaning can be time consuming and frustrating if you approach it without a plan in place. If you create a house cleaning checklist and then follow it each week, you’ll find that being organized helps make the chores less of a burden.
  • The Best Little List Of Insurance Tips Ever
    If you have trouble reading a full article on any insurance subject or if your insurance agent is not your best friend, these quick tips will get you enough insurance knowledge to make you look like you know what you are talking about.
  • Best Life Insurance Tips: Helping You Save In 2008
    Here are 2008's best money-saving and shopping tips for life insurance.
  • How To Get An Insurance License
    The insurance industry is booming. In California alone, the insurance market generates over $90 billion in revenues. Start a career in the lucrative insurance industry by getting your license. If you are ready to claim a portion of this huge market for yourself then you can follow these steps to start your career in insurance.
  • CPA Marketing: Getting New Clients To Find You.
    The basic issue for the small CPA firm is to compete successfully with larger firms by taking charge of its practice development with these seven marketing guidelines.
  • Series 63, Series 65 Or Series 66?
    When a person is preparig to enter the world of investment professionals, he or she must take - and pass - qualification examinations. Often before the individual is prepared to fully function in his or her profession, there are multiple examinations that must be successfully negotiated.
  • All That You Need To Know To Pass A California Insurance Exam Successfully.
    Useful information that you need to know to pass an insurance exam successfully.

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