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Articles in Home | Finance | Credit

  • How to obtain business credit  By : Bryan Calbert
    The following are the basic steps you need to take to establish your business credit profile and scores.

    To build business credit,first you need to follow these simple steps.

    1. Incorporate or Form an LLC

    You need to have a separate entity to build business credit. Although you may still build bus
  • Do You Make These Mistakes About Student Loans Vs Personal Credit : Find Helpful Advice  By : Nathan Knightley
    Having to pay for college when you are an adult can be an overwhelming predicament, particularly if the past credit history is far from being perfect. Before
  • No Credit Score Needed For Loan Modification  By : Tom Mack
    It’s true, when applying for a Loan Modification having a good credit score is not a requirement. In fact your credit score is not even used in determining if you qualify for the loan modification. However after your loan modification has been completed it is important that you reestablish your credit and build your score up.
  • Credit Cardholder's Bill of Rights Act of 2008  By : ratetake
    The Credit Cardholders' Bill of Rights Act of 2008 passed the House on Sept. 23 by a vote of 312-112 (with nine members not voting). The bill is aimed at "major industry abuses that unfairly hurt consumers.
  • What Are Some Of The Causes Of Bad Credit?  By : Michael D. Strauss
    As economic times get harder, more and more people are developing a bad credit rating. What exactly does this entail, and what are the causes?
  • New Immigrants to America - Establishing Credit  By : Victoria Hemingway
    You've just arrived in the United States and there is no doubt that establishing good credit can seem overwhelming. Don't worry; there are several ways you can establish good credit so you can take advantage of many financial opportunities available in America.
  • Fighting Your Way Out Of Bad Credit  By : Martin Sumner
    No one would choose to have a bad credit rating, but it's a situation that millions fall into whether through misfortune or mismanagement. Having poor credit isn't the end of the world - there are several established ways of clearing up your problems and getting your credit rating back on track.
  • Getting Free Credit Reports  By : Michael D. Strauss
    Your credit rating is a valuable asset which you need to keep an eye on. Did you know that you can get three free credit reports every year?
  • Bad Credit: County Court Judgements Explained  By : Martin Sumner
    County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them?
  • Credit Repair For Yourself  By : Martin Sumner
    There are thousands of websites offering their services in repairing a bad credit rating. Unfortunately however, there's no magic bullet solution, but that doesn't mean there's nothing you can do to improve the situation.
  • Can You Really Improve Your Credit Rating?  By : Martin Sumner
    Your credit rating is an essential part of deciding whether you can get a loan or other finance on decent terms. If yours is damaged, is there anything you can do to improve the situation?
  • Avoiding The Payday Loan Trap  By : Martin Sumner
    Payday loans can be a valuable financial lifeline, but if used unwisely they can be a very difficult trap to escape from. Find out why you should think carefully about alternatives before taking out a loan.
  • Payday Loans : For and Against  By : Martin Sumner
    Payday loans are a relatively new service for UK residents, and with all the controversy surrounding them it's a good idea to know what you're getting into before you apply. This article sheds some light on the subject.

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